Unsecured Business Loans... 

A New Way To Access Finance

Unsecured Business Loans

Working capital loans usually don't require collateral in the traditional sense. Banks and traditional lenders often require specific collateral that they assign to a business loan. They may use equipment, property, receivables etc. to secure their interest in the loan. This can hamper the business owners' ability to liquidate an asset assigned as security to a bank loan. Although there will be a corporate guarantee required to procure the loan, no specific collateral will be assigned to a working capital loan. Unsecured business loans provide much more freedom to make daily decisions that positively affect your business. A business may require a loan for a number of reasons. Whether you’re looking to expand your business or purchase additional inventory and equipment, quick access to a business loan can help stimulate business growth and keep a company thriving.

Imagine doing business with a team of skilled professionals that treat you and your business as a valued partner instead of as a number. At BP Communications Business Funding you don’t have to imagine… We may have funded over millions of dollars in small business loans and served over thousand of clients, but success hasn’t turned us away from the principles that made us great! Get the working capital you need today. Our process is fast and simple.  You’ll be working with a dedicated funding specialist to make your experience both fast and simple, but you’ll also have access to the CEO of M&P Funding Group to share your needs, thoughts or concerns. It doesn’t get any better than that!  Well, maybe it does… At BP Communications Business Funding you’ll never pay double fees on the money you borrow.  Why is that important? Because we’re the only lender in our industry that doesn’t charge them! contact us today to experience the BP Communications difference for yourself.

Business Funding For Your Growing Business


Working Capital Loans

At BP Communications Business Funding all of our Working Capital Financing options are fast and simple. You can get an approval within hours and receive funds within days. We have a variety of lending programs to meet your business needs. Small business working capital loans can be the perfect solution!


In today’s economy, it’s nearly impossible for most small businesses to obtain the working capital financing they need from banks. It’s been most of our clients' previous experience that the only way they could get a loan from a bank was to prove that they didn’t need one! That’s both insulting and illogical.  If you didn’t need a business loan why would you be applying for one in the first place?

Below are the basic requirements for all of our loans:

  • One page application 

  • 3 months bank statements needed

  • 3 months merchant statements needed

  • In business for at least 3 months

  • Minimum gross sales of $10,000 per month or $120,000 annual


Weighing Out the Pros and Cons

Your business’s working capital is equivalent to the amount of cash you can access quickly, otherwise known as cash liquidity. Working capital is required by every business to pay its various operating expenses. Such business expenses would include but not be limited to taxes, payroll, workman's comp, vendors and other overhead for its day-to-day operations. An insufficient amount of working capital can easily result in slowed growth and in some cases even the failure of an otherwise sound business.

In accounting terms, working capital is the difference between your business’s current assets and its current liabilities. In everyday terminology, working capital is what your customers owe you plus any inventory and cash that you have, minus what you owe your suppliers, employees etc. If current assets are less than current liabilities, your business is running a working capital deficit and will have trouble funding day-to-day expenditures.  A business can be very profitable but still be short on working capital due to their customers slow invoice payments, or one of their accounts declaring bankruptcy. A working capital loan can be a life-saver in those instances.

Working Capital Sources

Growing businesses need continuing access to working capital financing to fund further growth and maintain solvency. This can become a stumbling block for most business owners at some point in their growth though because of tight bank restrictions on traditional small business loans. Business capital loans are essential to a thriving business. But fortunately business owners have several other options to obtain working capital financing.  Some examples would be factoring, installment credit for purchases, invoice discounting, merchant cash advance, business line of creditbusiness loans for women, commercial paper, letter of credit etc. But you'd probably be surprised to know the most commonly used source business funding


(323) 603-9529


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